Replacing a heating or cooling system, a water heater, or a fireplace can be a major household expense, and it rarely arrives on a convenient schedule. For larger repairs and replacements, you’ll see practical options, including financing, before deciding.
What work can be financed?
Financing is available for larger projects such as system replacements and major repairs. That typically means air conditioning installation, furnace and heating replacement, heat pumps, water heater installation and fireplace projects. Which projects are eligible, and any minimum amount, are set by Wells Fargo.
How does financing work with OHA?
- Diagnose first. A technician inspects the system and explains what failed, why, and whether repair or replacement is the more practical path.
- Review the options. You see repair, replacement and financing paths side by side, without pressure.
- Apply with the provider. Applications go to Wells Fargo, OHA’s financing provider. Financing is available through Wells Fargo. Check financing options.
- Decide, then schedule. Work begins only after you approve the scope and the payment path.
Who approves the application and sets the terms?
Wells Fargo does. Approval, rates, terms, and eligibility are determined by Wells Fargo and depend on provider requirements and applicant eligibility. Please review the financing terms before submitting an application. OHA doesn’t quote rates or monthly payments.
Should I repair or replace before thinking about financing?
Settle that first. Repair cost, system age, repair history, comfort performance and energy use together make a better decision than the monthly figure alone. The repair or replace guide walks through it, and current discounts are on special offers.
Financing questions
Does OHA offer financing?
Yes. Financing is available for larger projects such as system replacements and major repairs. Your technician can review options with you after diagnosis, before any work begins.
Is financing available for a new air conditioning system?
Financing is available through Wells Fargo. Approval and terms depend on provider requirements and applicant eligibility.
Can financing be combined with a special offer?
That depends on the offer and the program terms. Ask when you book, and check special offers for what’s current.
How do I start?
Contact OHA or call (571) 485-9343 to book a visit. Options are reviewed once the work is diagnosed.
